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Are you Wondering..What the next step is?

Road Map to the Purchase Process

1. GET PRE-APPROVED: Determine how much you want to spend, by talking to a trusted mortgage lender.2. SET UP A SEARCH ONLINE: We will customize a search for you pulling the most up to date information available on the MLS -Central Database for all Real Estate Information.3. PRIVATE SHOWINGS: Once you find interested properties, we will schedule a day and time to go for a private tour.
4. SUBMIT AN OFFER: Once you find a property you love, we will write up an offer. We will pull comparable properties to determine an offer price.5. HOME INSPECTION: Offers are typically contingent on a home inspection of the property by a licensed professional to check for signs of structural damage or items that may need fixing.6. ATTORNEY REVIEW: Attorneys for each party review the contract and make suggestions for changes to protect their clients.
7. APPRAISAL: Lender will arrange for an appraiser to provide an independent opinion of the value of the property.8. UNDERWRITING AND PAPERWORK: Lender works with the Title Company to handle all the paperwork and make sure the seller is the rightful owner of the house you are buying.9. SECURE PROPERTY INSURANCE: Homeowners or Condo Insurance is required by your lender to protect your home and belongings.
10. CLEAR TO CLOSE: Lender has cleared all the conditions of your loan and is now ready to go to closing.11. FINAL WALK-THRU: Typically the day before or morning of closing, we do a final walk thru to make sure that the property is in the same condition it was when we first saw it and also to ensure previously requested repairs were made.12. CLOSING: Your attorney and I will be at the closing to guide you through every document and answer any questions. Ownership will be transferred to you and you get the KEYS to your new home!